TransCap Insurance insures over 7000 commercial vehicles in 22 states. You may view the states we operate in by going to the map at the left; the dark blue states are the states we currenty operate in.  Please click on the state you are interested in for state requirements.

We specialize in customized insurance programs for operators of all sizes. We offer coverages for:

• Limousines and limo buses including SUV limos up to 200"
• Shuttle companies and charter bus companies
• Paratransit and non-emergency medical
• Van services
• Municipal transit authorities
• School districts and school bus contractors
• Towing and Recovery Services
• Taxicabs: owner-operators and employee based

TransCap Insurance clients have the following advantages:

• Use of loss control techniques via our website and S.T.O.P. - Safety Training Operators Program
• Deductible management and monthly loss run review
• Self-insured retention to allow your company to settle claims quickly
• Over 60 years experience in transportation

TransCap Insurance uses these and other items to offset the expense of insurance and allow the insured more control of claims paid. Our agency works with over 20 insurance companies specializing in transportation. We work to find you coverages which suit your needs and are affordable, coverages such as:

• Automobile liability up to $25 million
• Automobile physical damage coverages both Stated & ACV
• General liability for transportation exposures both on and off premises
• Property coverages for building and contents including business interruption, crime, and Cyber exposures
• Employment Practices Liability Insurance (wrongful termination/sexual harrasment) with Wage and Hour Defense
• Workman's compensation coverages to cover your most critical assets, your employees
• Life, health and disability coverages to add benefits for employees

We make it simple. Go to our Get A Quote page and complete the one page questionnaire. We will take it from there. A representative will be back to you no later than 48 business hours after your request. Or call our office at 1-888-474-4467 for immediate service.

We work for our clients not the insurance companies. Please feel free to call with any questions or concerns.